Introduction

• Welcome to Factor of Y! These Terms of Service ('Terms') govern your use of our website and services. By accessing or using our platform, you agree to comply with these Terms.

Eligibility

• Users must be 18 years or older to create an account. Parents may create child accounts for minors under their supervision.

Account Responsibilities

• You are responsible for maintaining the confidentiality of your account and password. You agree to provide accurate information during registration.

Use of Services

• You agree to use the services only for lawful purposes and in accordance with these Terms. You may not use our content for unauthorized commercial purposes.

Payment and Refunds

• Payments for courses are non-refundable unless specified otherwise. For refund inquiries, contact support at support@factorofy.com.

Content Ownership and Intellectual Property

• All content provided on the platform, including courses, videos, and materials, is owned by Factor of Y. Users may not copy or redistribute without permission.

Limitation of Liability

• We are not liable for any damages resulting from interruptions in service or user actions on the platform.

Privacy Policy Reference

• For information on how we collect and use your data, please refer to our Privacy Policy.

Termination of Services

• We reserve the right to suspend or terminate accounts for violations of these Terms or any other conduct deemed inappropriate.

Modifications to Terms

• We reserve the right to modify these Terms at any time. Updates will be posted on this page with a revised 'Effective Date.'

Contact Information

• If you have questions about these Terms, contact us at support@factorofy.com.